# Sets in an Indian Rummy Game

## Rummy Sets

The Indian version of rummy has been popular with card game lovers in India for centuries. It is a skill game that involves sorting and arranging cards in sequences, or sequences and sets. When the game begins, each player works on arranging their own cards and making a valid declaration before anyone else at the table.

For making a valid declaration, players have to follow some simple rules. While sequences play a crucial role in the game, you can also make rummy sets. Read on to learn about melding a set.

## How to Create a Rummy Sets

- A set is a group of three or four cards of the same rank but different suits. Both printed jokers as well as wild jokers can be used in a set. Unlike sequences, which are pure and impure, there are no such particular sets in rummy -- a set is just a set whether it includes a joker or not. And creating sets in the game is optional, not mandatory.

Example of Sets

**Set of 3 Cards:**

**Set of 4 Cards:**

### How to Make a Rummy Card Set with Jokers

- Sets can contain jokers, both printed jokers and wild jokers. Here are some examples of sets including both types of jokers:

#### Set with a printed joker:

Suppose you have two cards of the same rank, say 5♦ and 5♣, and you pick a printed joker (PJ) on your next turn. You can combine these cards to form a set: 5♦-5♣-PJ.

Here the printed joker acts as a replacement for 5 ♥ or 5♠.

#### Set with a wild joker:

Suppose you have two cards of the same rank, say 2♠ and 2♥, and you pick a wild joker on your next turn. These cards can be grouped to form a set: 2 ♠-2♥-4♦ (WJ).

Here the wild card has been used as a replacement for 2 ♦ or 2♣.

### Rummy Set Rules

- A valid declaration can include a maximum of 2 sets. If a declaration has more than two sets, it is an invalid declaration and the player gets a penalty of 80 points in points rummy.
- Both printed jokers and wild jokers can be used to create a set.
- A set cannot have more than 4 cards. The minimum number of cards that a set can include is 3.
- The maximum number of jokers that can be used in a set is 4 (including both wild jokers and printed jokers).
- Creating sets in a rummy game is not mandatory but optional.

### Making Multiple Sets in Rummy

- You can make one or two sets in a 13 card rummy. A valid declaration cannot include more than two sets. Including more than two sets will result in an invalid declaration and a penalty of 80 points in a points rummy game.

#### Example of a valid declaration with two sets

**Set of 4 Cards:**

Here 3♥-4♥-5♥ is a pure sequence, while Q♣-K♣-PJ is an impure sequence. A♥-A♠-A♣-A♦ form set 1 and set 2 consists of 8 ♦-8♠-3♣ (WJ).

#### Example of a valid declaration with only one set

Here 7♠-8♠-9♠ and A♦-2♦-3♦ are pure sequences, whereas J♣-Q♣-PJ is an impure sequence. 4♥-4♠-4 ♦-4♣ is a set consisting of 4 cards.

## Rummy sets and sequences in a valid declaration

Here is an example of a valid declaration with valid sequences and sets:

Suppose the following cards are dealt to you:

**Set of 4 Cards:**

In this hand, there are two pre-made sequences: J♦-Q♦-K♦ (pure sequence) and 9♣-10 ♣-PJ (impure sequence). Now you have to work on the remaining cards and create a pure sequence, an impure sequence or sets.

### Turn 1:

- Suppose you pick 7♦ from the closed deck. This card can be grouped with 7♥ and 7♠ to form a set: 7 ♥-7♠-7♦. Now the ideal card to discard in this case would be 10♥ as there are no connecting cards for it, which makes it harder to create a sequence or a set with this card.

After discarding 10♥, your hand will look like this:

**Set of 4 Cards:**

### Turn 2:

- Suppose you pick 3♣ on your second turn. You can now choose to keep the card as there is a good chance of 3♣ forming a set with 3 ♠ and another card of the same value or a joker. You can discard 8♣ as there are very few chances of creating a sequence with 8 ♣ because you have already used 9♣ and 10♣ in another sequence.

Once you discard 8♣, your hand will look like this:

**Set of 4 Cards:**

### Turn 3:

- Suppose you pick a printed joker on your third turn. The printed joker can be used to form a set with 3♠ and 3♣. So you can discard 4 ♠.

Once you discard 4♠, your hand will look like this:

**Set of 4 Cards:**

### Turn 4:

- Suppose you pick a wild joker, say 6♣, on your fourth turn and group it with your pre-made set: 7♥-7♠-7 ♦-6♣ (WJ). The cards are now arranged in proper sequences and sets. Now you can discard 5♣ to the “Finish” slot and declare your cards. Your declaration will look like this:

**Set of 4 Cards:**

The above declaration is valid and you win the game, provided you were the first player to make a valid declaration.

The possible combinations in a valid declaration including rummy sets are as follows:

- 1 pure sequence + 1 impure sequence + 2 sets
- 2 pure sequences + 2 sets
- 2 pure sequences + 1 set
- 2 pure sequences + 1 impure sequence + 1 set
- 1 pure sequence + 2 impure sequences + 1 set
- 3 pure sequences + 1 set

## Invalid Declaration due to Invalid Sets

When a player declares his/her hand without complying with the standard rummy rules, the declaration becomes invalid. It is important to have at least two sequences, including at least one pure sequence, to make a valid declaration. At the most, two sets can be included in a valid declaration. However, it is important to remember that making sets is optional in rummy, not mandatory.

Some examples of an invalid declaration because of invalid sets are as follows:

**1:**

The above declaration is invalid as 4♥-4♦-4♦ does not make a set. If there was 4♠ or 4♣ in place of 4♦, it would have been a valid set, and your declaration would have been valid as there are three pre-made sequences: 5 ♠-6♠-7♠ (pure sequence), Q♥-K♥-PJ (impure sequence) and 9♣-10♣-PJ-Q♣ (impure sequence).

**2:**

In the above declaration, there are only three valid combinations: J♣-Q♣-K♣ (pure sequence). 6♠-7 ♠-PJ-9♠ (impure sequence) and 8♥-8♣-4♣ (WJ), which is a set. The combination 5♦-5♦-5♥-5♠ is an invalid set as it has two 5 ♦s. So the declaration is invalid.

**3:**

In the above declaration, there is one pure sequence (2♣-3♣-4♣) and three sets (7♥-7 ♠-7♦, K♣-K♥-PJ and 5♦-5♣-6 ♥ (WJ)). As at least two sequences are required in a valid declaration, this is an invalid declaration.

## Value of Valid Sets in Rummy

In rummy, points are negative and undesirable. The player who scores zero points (by making a valid declaration first) wins the game. To make a valid declaration, a player must have at least two sequences including at least one must be a pure sequence and all the remaining cards must be arranged in sets and sequences, or sequences. However, at the most, two sets can be included in a valid declaration.

The value of a valid set is zero points and so is the value of a valid sequence, provided all other rules of the game are followed. The penalty that a losing player attracts depends on the cards in the losing player’s hand when the winner makes a declaration.

## FAQs

A set can be created by grouping three or four cards of the same rank but different suits. Jokers, both printed jokers and wild jokers, can be used in a set. If you have three cards of the same rank but different suits or two cards of the same rank but different suits and a joker, you can group them together to create a set.

Both printed jokers and wild jokers can be used to create a set. The maximum number of jokers a player can use to form a set is 4.

A sequence is a group of three or more consecutive cards of the same suit, whereas a set is a group of three or four cards of the same rank but different suits. In rummy, sequences have a higher importance than sets. This is because creating at least two sequences (including at least one pure sequence) is mandatory for a valid declaration. On the other hand, creating sets is optional and not necessary. You can create two, three or four sequences and still make a valid declaration as long as all your cards are arranged in sequences. But you can only include a maximum of two sets in a valid declaration.

The maximum number of cards that can be included in a valid set is 4, and the minimum number of cards required for a set is 3.

No, you cannot make a valid declaration with three sets in your hand. According to rummy sets and sequences rules, at least two sequences (including at least one pure sequence) are required for a valid declaration. So if a player creates one pure/impure sequence and three sets, the declared hand will be invalid and the player will get a penalty of 80 points in a points rummy game. You can include a maximum of two sets in a valid declaration.

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